NEWS RELEASES

Tennessee Bank & Trust Names New Officers for Franklin Office

FRANKLIN, Tenn., December 13, 2006 – Tennessee Bank & Trust, a privately owned and locally controlled institution, recently named two new staff at its Cool Springs location.

Doug Dawson joins Tennessee Bank & Trust as Market Development Officer responsible for growing the bank’s customer base in all areas for both the Green Hills and Cool Springs locations. Dawson most recently worked in consumer business banking for AmSouth. Prior to that, he was Vice President and General Manager of Sky Mortgage Company in Franklin. Dawson currently is working on his Masters in Business Administration degree from Belmont College.

Lynn Hampton joins Tennessee Bank & Trust in the newly created position of Loan Operations Officer. Hampton will oversee loan operations for both the Cool Springs and newly opened Green Hills location of Tennessee Bank & Trust. Most recently, Hampton worked as a Branch Manager and Commercial Accounts Coordinator with Fifth Third Bank in Nashville. She also worked as a Credit Information Services Manager for AmSouth Bank. A native of Nashville, Hampton is a graduate of the University of Tennessee in Knoxville.

Tennessee Bank & Trust is a division of Farmers Bank & Trust Company of Blytheville, Arkansas. A full service bank, the Cool Springs location of Tennessee Bank & Trust opened in 2005.

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