NEWS RELEASE

Tennessee Bank & Trust Gives Construction Update

NASHVILLE, Tenn., August 14, 2006 –Construction on Tennessee Bank & Trust’s Green Hills location is on track with a late fall target completion date. The 11,000-square-foot location is being renovated in Grace’s Plaza at the former location of Davis Kidd Books.

Among the many of the bank’s features will be a large screen television broadcasting the financial markets, a comfortable seating area with sofas and chairs, a coffee bar for customers and front and rear access from the bank to the rest of Grace’s Plaza. Nine administrative offices, each with a large window view, and two conference rooms border the upper and lower floors connected by the original Davis Kidd staircase.

“We greatly value our customers and want their banking experience to be pleasant and enjoyable as possible. The same first-name basis and comfortable surroundings found at our Cool Springs location can be expected here. We also appreciate our bank personnel, so we try to make their work environment inviting and a place they’re proud to come to every day,” explained Dan Andrews, Jr., president of the Davidson County market for Tennessee Bank & Trust.

Tennessee Bank & Trust offers offer business and personal banking services with local authority and decision-making abilities to expedite loans, deposits and other financial transactions. The institution also will focus on all types of business and professional loans, deposits and payment services, as well as personal financial services, mortgages and wealth management.

Nashville-based Wieck Construction is the project’s general contractor. Tennessee Bank & Trust is a division of Farmers Bank & Trust Company of Blytheville, Arkansas.

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