PERSONAL BANKING
CHECKING
Managing your day-to-day finances is easy at Tennessee Bank and Trust. Choose the checking account that's best for you and enjoy free online and telephone banking as well as 24-hour ATM access.
ELITECHOICEsm INTEREST CHECKING
Designed for those who expect larger-than-average monthly balances, while earning tiered rates of interest.*
- Minimum balance of $5,000 required to open
- No service fees with a minimum daily balance of $1,000
- Unlimited check writing
- First order of checks is free
- Interest paid on account
- Free travelers and cashiers checks
- Free, 24-hour Internet banking access
- Free bill payment
- Free telephone banking
- Free ATM access at our banks
- $5.00 fee if balance falls below $1,000
- Fees could reduce earnings
- Rates are effective as of December 15, 2007
Earn from .85% APY** up tp 2.95% APY**
MINIMUM BALANCE
TO OBTAIN APY |
INTEREST
RATE |
APY** |
| $1,000 – $4,999 |
0.85% |
0.85% |
| $5,000 – $24,999 |
2.23% |
2.25% |
| $25,000 – $49,999 |
2.47% |
2.75% |
| $50,000 – $99,999 |
2.72% |
2.75% |
| $100,000 – $149,999 |
2.81% |
2.85% |
| $150,000 and over |
2.91% |
2.95% |
* Account holder must qualify ** Annual Percentage Yield
BETTER THAN FREE CHECKING
A great option with a low minimum balance requirement with no service
charges or transaction fees.
- Minimum balance of $100 required to open
- No service or transaction fees
- Paperless account, no cancelled checks are sent
- Free ATM access at our banks
- Free, 24-hour Internet banking access
NOW ACCOUNT
Ideal for those wanting to earn interest on their account balance.
- Minimum balance of $1,000 required to open
- No service fees with a minimum daily balance of $1,000
- Interest paid on account
- Free ATM access at our banks
- Free, 24-hour Internet banking access
- $8.00 fee if balance falls below $1,000
Some restrictions may apply on all our accounts and services.
Talk with one of our associates for details.
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